Stocks' decline creates opportunities: Mortgage rates fall and dividends rise

Stocks' decline creates opportunities: Mortgage rates fall and dividends rise
She stunned me when she said she had secured a 30-year 3.5 percent mortgage with no points and only a 5 percent down payment for her son and daughter-in-law. (Late last …. My second pick is General Motors (GM); I bought more of it earlier this month.
Read more on Winston-Salem Journal

Household debt increases in fourth quarter
Whereas household debt increased during the fourth quarter of 2015, repayment rates improved, according to the Federal Reserve Bank of New York's Quarterly Report on Household Debt and Credit. Total household indebtedness was $ 12.12 trillion after …
Read more on HousingWire

Latest Bankruptcy News

Government Watchdog Targets A&P Bankruptcy Expenses
Hundreds of dollars in car-service charges, meals costing $ 50 a head and overly expensive copying charges are among the expenses that a government watchdog is targeting in supermarket operator A&P's bankruptcy case. U.S. Trustee William K.
Read more on Wall Street Journal (blog)

Woodlands energy company files for bankruptcy
The Woodlands-based Ginger Oil Co., a subsidiary of Sweden-based Ginger Oil AB, filed for bankruptcy protection under Chapter 11 of the U.S. Bankruptcy Code on Feb. 4. The Woodlands-based Ginger Oil Co., a subsidiary of Sweden-based Ginger Enlarge.
Read more on Houston Business Journal

Chesapeake Energy (CHK) Stock Slumps as Bankruptcy Concerns Persist
Chesapeake Energy then issued a statement claiming that it has no plans to pursue bankruptcy and is "aggressively seeking to maximize value for all shareholders." Chesapeake Energy had about $ 1 billion of cash and $ 4 billion available on its revolver …
Read more on TheStreet.com

Attorneys seek to dismiss claims in DesignLine bankruptcy case
A U.S. bankruptcy court judge should dismiss fraud and other claims filed against former officials at defunct Charlotte bus maker DesignLine, attorneys for the defendants argued on Wednesday. The bankruptcy trustee overseeing the liquidation of the …
Read more on Charlotte Observer

Pinehurst Man Charged in Drug Ring to be Sentenced

Pinehurst Man Charged in Drug Ring to be Sentenced
On Oct. 22, Haas leased another jet for $ 16,965 using his Haas Enterprises Inc. American Express Platinum card, according to court records. Ferguson and Smithwick flew to Tahoe on Oct. 31. They flew back to Pinehurst and took the marijuana to one of …
Read more on Southern Pines Pilot

Dodge Durango Gains Appearance Packages
Even though Anodized Platinum might be considered the softer of the two appearance packages, it doesn't make the Durango look like a sissy by any stretch, so you don't have to turn in your man card when ordering it. Your factory customization journey …
Read more on Insider Car News

Make your Valentine's Day special with these 10 gadgets, apps and services
Kindle gift card: Kindle will never be out of fashion no matter how many improved reader apps and screens are introduced by smartphones and tablets. For book lovers reading this is an evergreen gift until something better comes along. Buy a Kindle and …
Read more on indiatvnews.com

How Soon Can I Get My New Credit Card?
American Express: Platinum and Delta-branded cards receive rush delivery (2 to 3 business days), but all other American Express cards require 7 to 10 business days for delivery. American Express usually mitigates the wait, however, by giving you your …
Read more on NerdWallet (blog)

Latest Credit Monitoring News

KFOX14 Investigates: Veteran hit with bill VA allegedly never paid
Two weeks ago Peterson was denied a credit increase on her credit card. She said she's always been meticulous about her credit, showing us a score of nearly 800. So she was shocked to learn she was denied credit because there was a debt against her.
Read more on KFOX El Paso

Kemp announces credit monitoring for Georgia voters in data breach
Georgia Secretary of State Brian Kemp announced Thursday plans to to offer free credit monitoring and identity theft restoration services for 6.2 million registered voters. The announcement came more than two weeks after a massive data breach at the …
Read more on Atlanta Journal Constitution

Raghuram Rajan on the chaos in India's state-owned banks: Keep calm and carry on
The silver lining message in the slower credit growth is that banks have not been lending indiscriminately in an attempt to reduce the size of stressed assets in an expanded overall balance sheet, and this bodes well for future slippages. In sum, to …
Read more on Quartz

Consumers Keep Getting It Wrong About Mortgage Rates

Consumers Keep Getting It Wrong About Mortgage Rates
According to Fannie Mae's most recent National Housing Survey, 57% of consumers think mortgage rates will be higher one year from today, and another 38 percent believe rates will remain near their current range. The survey, which covers 1,000 …
Read more on The Mortgage Reports (blog)

Mortgage Loan Rates Fall to 8-Month Low
For the second consecutive week, mortgage loan rates for all types of loans have decreased. On an unadjusted basis, the composite index decreased by 11% week over week. The seasonally adjusted purchase index decreased by 7% compared with the …
Read more on 24/7 Wall St.

Housing Finance: To HELOC and Back

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Image from page 111 of “The attourneys academy; or, The manner and forme of proceeding practically, vpon any suite, plaint, or action whatsoeuer, in any court of record whatsoeuer, within this kingdome, especially in the great covrts at Westminster, to wh
home equity
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Identifier: attourneysacadem00powe
Title: The attourneys academy; or, The manner and forme of proceeding practically, vpon any suite, plaint, or action whatsoeuer, in any court of record whatsoeuer, within this kingdome, especially in the great covrts at Westminster, to whose motion all other courts of law or equitie; as well those of the two prouinciall counsailes, those of Guild-Hall, London; as those of like cities and townes corporate. And all other of record are diurnally moued. With the moderne and most usuall fees of the officers and ministers of such courts ..
Year: 1623 (1620s)
Authors: Powell, Thomas, 1572?-1635?
Subjects: Courts Civil procedure Equity pleading and procedure Costs (Law)
Publisher: London, B. Fisher
Contributing Library: Fisher – University of Toronto
Digitizing Sponsor: University of Toronto

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govTt of THE PROVINGIALL Counfell 5 cftabliflied at Yo R K C. THls Prouinciall Counfell followes thecourfe of proceedings likcwife [ed inChancerie,And for your better diredion, that you mayvnderftand the Lords Prefidents Powers andPiiuiledgcs, in either of the two Prouinciallplaces, I referre you to their Inftru(ftions remai-ning on Record in the C^4»^m^, whereby youmay be fully fatisfied in this point, &c. The greateft difference here likewife is in the.Leading ProcefTe. And both the Prouinciall Counfels are ofteniiibied to the Prohibitions of the Courts atWejlminfter , which makes many of both lurif-, diSions choofe rather to begin their Suites herCj ^then at their owne home. 1!HE COVRTS OF THE County Pallatine of Qhejler; County Pallatine of Lancajler^County Pallatine of Durefm^-^ And The Qhancerie ^London» the Exchequer ChamberWeftm. IN the formditie of their proceeding doe allimitate thepra^ice of the Chanccrie, i^eforefet forth and declared, admitting onelyfomefmall mixtu

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Housing Finance: To HELOC and Back
Martin notes that standards are tougher for borrowers these days, including a standard of 85% of a home's loan-to-value ratio, meaning the total amount of the equity line plus the outstanding balance of the primary mortgage can't exceed 85% of the home …
Read more on Builder Magazine

What Does It Mean When a Home Loan Has a Draw Period?
As homes gain in value, their owners can take out loans against the equity they've built up in their respective properties. Home equity lines of credit, or HELOCs, can be a quick, easy source of funding for those in need of cash. HELOCs can be used to …
Read more on Motley Fool

Rockland Parent Boosts Commercial, Home Equity Lending In Q4
Independent Bank Corp. benefited from loan growth and its Peoples Federal acquisition in the fourth quarter, though company leadership expressed some wariness about affordable housing options for young professionals expected to migrate to Boston with …
Read more on Banker & Tradesman

Latest Mortgage Loan News

Student Loans May Affect Mortgage Eligibility
It's pretty clear that your student loan payments are going to affect how much and how quickly you're able to save a down payment for your first home, as well as the affordability of your mortgage payments. But they can also affect your eligibility for …
Read more on U.S. News & World Report (blog)

Mortgage Network Hires Bethany Johnsen As A Loan Officer
A Rhode Island native, Johnsen joined Mortgage Network from Simsbury Bank in Warwick, R.I., where she was a mortgage loan originator. Prior to that, she spent 12 years as a Realtor in Rhode Island before transitioning to mortgage lending with Bank of …
Read more on Mortgageorb

US schools get failing grade for finance lessons

US schools get failing grade for finance lessons
The number of states that require high school students to complete a course in economics has dropped over the last two years, and mandates for personal finance education in the upper grades remain stagnant, a new survey shows. The biennial Survey of …
Read more on CNBC

Market panic pushes gold buying to highest level since financial crisis
"There's just a great deal of volatility in financial markets. So it's no surprise we saw inflows into exchange traded finds of 54 tonnes in January," he said. "Investors are looking ahead towards 2016. The focus is on volatility, and lots of people …
Read more on Telegraph.co.uk

Latest New Car Auto Loans News

A Good Time for Families to Buy a New Car
Whether you decide to buy a brand new car or go with a well-maintained and affordable used car, getting the right auto loan should be your first step in the purchasing process. And if you have damaged credit, you may be wondering how to even begin …
Read more on Auto Credit Express (blog)

How to Take a 0 Vacation on Your Utah Auto Loan
When it comes to buying a new car, you can save money in numerous ways, from your auto insurance policy to your auto loan rate. “We encourage members to negotiate on the price of the vehicle, not on the financing options,” said Diana Windley, vice …
Read more on Go Banking Rates

7 Steps You Need to Take Before Buying a Car in Dallas
In many cases, car buyers can find better deals through credit unions like Air Force FCU, which currently offers auto loans with rates from 1.49% APR for used car loans of up to 36 months and new car loans of up to 72 months. Air Force FCU members can …
Read more on Go Banking Rates